goals. The financial experts will guide and educate the participants about personal finance, debt management, saving and investment suitable to their profiles. Then, the participants must plan and adjust

has signaled that it could keep its policy rate unchanged throughout 2020, the US central bank is likely to adjust its monetary policy if the US economy remains on a downward trend. At the same time

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ending June 30, 2019 The Thai economy faced increased headwinds in the second quarter of 2019. Exports, tourism and private investment – among major economic activities – were hampered by the worse-than-expected global economic slowdown. Meanwhile, consumers’ purchasing power weakened amid high household debt, whereas public investment and the government’s budget disbursement were aff...

perspective, all ratios were at extremely low risk level as bank loans were paid off. In respect of liquidity ratio, trade receivable day barely changed. Despite lower accrual from social security bureau

profit and more leverages. In addition, the improvement of return on equity was partly from the decrease of shareholders’ equity as mentioned above. For the financial risk perspective, despite the higher

this quarter, the ratios were not substantially changed yoy. Trade receivable and Trade payable period were decreased while inventory period was slightly increased. For the financial risk perspective

the sustainable profit and higher dividend payout ratio. From the financial risk perspective, all ratios were at extremely low risk level as bank loans were paid off in the 3rd quarter. In respect of

established any loss reserve in its accounts. Executive perspective for business trends in 2020 The Company's management foresees that, currently, the epidemic of the Coronavirus 2019 (COVID-19) and the economy

social security bureau. For inventory day, it increased 11 days comparing to the same quarter of last year. For the financial risk perspective, the ratio was at extremely low leverage with debt to equity

were barely changed comparing to the same quarter of last year. For the financial risk perspective, the ratio was at extremely low leverage with debt to equity ratio of 0.2x from 0.3x yoy. Please be