warrants exercise  LTM 3Q18 Operating Cash Flow of $1,037 million  Net Operating D/E ratio 0.53x; Rating Upgrade to AA- with “Stable Outlook”  2019 Guidance reaffirmed; attractive and accretive production

THB 187 million, respectively, which increased by 71% from Q3/2018 and 89% from 9M/2019, corresponding to the increase in operating revenue and better expense control to generate higher profit per store

same trend as in Q4/17. We strongly believe that we can increase production capacity and also maintain the metal spread to strengthen the Company business. 2. Business Outlook on Q1/2018 Management’s

stable and will moving in the same trend as in Q4/17. We strongly believe that we can increase production capacity and also maintain the metal spread to strengthen the Company business. 2. Business Outlook

comprised of operating expense, selling and administrative expense, and depreciation, increased by THB 1,275mn (19.9% YoY) to THB 7,676mn. The increase in total consolidated expenses was contributed largely

with continued growth in card spending. However, although the overall economic growth rate of the country has a better outlook, it is lower than the situation prior to the Covid-19 pandemic, especially

rate of the country has a better outlook, it is lower than the situation prior to the Covid-19 pandemic, especially the government investment and consumption, although it has a better outlook since the

) to cope with potential cash outflows in the event of a crisis in accordance with the requirements of Basel III. Meanwhile, the outlook for the commercial banking system’s NPLs will depend on how

event of a crisis. The outlook for NPLs in the commercial banking system will depend on economic growth spreading to all sectors. However, given its relatively high capital base and regular increases in

2563 (Thailand Digital Outlook 2020) โดยยึดหลักเกณฑ์และกรอบการดำเนินงานในระดับสากลที่องค์การเพื่อความร่วมมือทางเศรษฐกิจและการพัฒนา (OECD) ซึ่งสำนักงานคณะกรรรมการดิจิทัลเพื่อเศรษฐกิจและสังคมแห่งชาติ (สดช