strategies and policies by controlling and reducing unnecessary operating expenses coupled with developing digital and online platform, monetizing brand and focusing more on consumers. In addition, making

and reducing unnecessary operating expenses coupled with developing digital and online platform, monetizing brand and focusing more on consumers. In addition, entering into such transactions will help

provide the digital lending via online platform to enhance the access to financial service 3Q21 MD&A Advanced Info Service Plc. 3Q21 MD&A Advanced Info Service Plc. Market and Competitive Environment The

who prefer online shopping via platforms such as Lazada, Shoppee, Foodpanda, GrabFood, Agoda, Booking.com, and Hotels.com. The key feature of the digital credit card is its secure identity verification

age, with our focus on users of online media and digital platforms. To start with, we serve as a digital platform provider for non-financial services, reinforcing our potential to become the Regional

news programs under the brand JKN-CNBC, which started broadcasting in the second half of 2019 through digital television stations and online. Moreover, another subsidiary who acts as an advertising

service in the first half of this year with an objective to provide the digital lending via online platform to enhance the access to financial service. FY21 MD&A Advanced Info Service Plc. FY21 MD&A

& Ecosystem Track: We aim to broaden our customer base in the digital age, with our focus on users of online media and digital platforms. To start with, we serve as a digital platform provider for non-financial

) Industry Solution & Ecosystem Track: We aim to broaden our customer base in the digital age, with our focus on users of online media and digital platforms. To start with, we serve as a digital platform

have risen abruptly, especially the rapid evolution of digital technology, intensified effects of climate change, and regulatory changes in the financial business. To cope with these issues, most