increased from 7.4% to 7.6% while cost of fund declined from 2.7% to 2.3% for the first half of 2017 comparing with the same period last year. Net fee and service income totaled Baht 1,859 million, increasing
slowdown in net addition in the 2H17. At year end, fixed broadband business contributed 2.9% to service revenue, compared to 1.2% in 2016. With an aim to be the digital life service provider, AIS introduced
MD&A Advanced Info Service Plc. 2 2Q21 MD&A Advanced Info Service Plc. 2Q21 Operational summary In 2Q21, total mobile subscribers reached 43.2mn, representing a net addition of 467k. Underpinned
from 44.2% in 1H17, and in line with the FY18 guidance of 45-47%. Net profit was Bt16,042mn, increasing 7.6% YoY following EBITDA improvement. 3 2Q18 MD&A Advanced Info Service Plc. 2Q18 Financial
contract of material handing’s service provider. Net cash flows used in financing activities Baht 1,133 million. Major items came from the finance costs paid Baht 534 million, repayment of short term loan
). Meanwhile, net fees and service income dropped over-quarter in line with decreased fee income related to loan, whereas many banks incurred losses on financial instrument measured at fair value through profit
as certain banks had realized income from auction of mortgaged guarantee assets in the first quarter. Meanwhile, net fees and service income, in spite of an over-year decline, began to show signs of
fees and service income resulting from the cancellation of funds transfer fees via digital channels and a decrease in net premiums earned - net. Furthermore, certain banks were burdened with increased
in lending rates in line with the Thai policy rate during this quarter. Nonetheless, net interest margin (NIM) edged up slightly. Net fees and service income also rose over-year, due to a low- base