affected by the year round global oil price fluctuation, especially in the last quarter which oil price plunged drastically. Moreover, the refinery recorded lower crude run due to its 45 days turnaround

which may affect international trade and exchange rate fluctuation. According to the Bank of Thailand data, at the end of December 2017, reported the total numbers of credit card industry amounted to 20.3

Company increase the provision for bad debt to prevent uncertainty of economic fluctuation in the future i.e. economic slowdown, natural disaster and etc. However, for the fourth quarter of 2016, the bad

quarter of 2017 accounted for 12% of total revenues, slightly decreased from 13% in the previous year. This was because the Company’s policy is to manage liquidity risk and interest rates fluctuation risk

from CPO’s prices fluctuation. - Raw materials and By-product’s Quantity sold in the 3rd quarter of 2019 has contributed to 5.79% of total sales volume and 3.00% to total sales. Quantity sold decreased

. Thana in the said amount. 10. Loss from exchange rate was Baht 7.96 million which increased by Baht 6.95 million or 87.24% compared to the same period of the previous year due to the fluctuation of the

the currencies fluctuation is at a lesser level due to the Company has adopted its functional currency to be USD since year 2019 in order to better fit the Company’s recent operation and that the

Baht 14.41 million mainly due to lower share of profit from KT ZMICO as a result of the decrease in brokerage fee and fee and service income on the market fluctuation and lower Equity market trading

13,144 million, went up 6.9% from those of the same period last year. However, if the impact on the fluctuation of THB/USD is not taken into consideration, sales growth in this quarter would become approx

period last year. However, if the impact on the fluctuation of THB/USD is not taken into consideration, sales growth in this quarter would become approx. 14.7% over the same period of last year. Sales