Quarter Change (%) 1/2019 4/2018 1/2018 4/2018 1/2018 Net interest income 18,299 18,423 17,123 (0.7)% 6.9% Non-interest income 10,328 10,651 14,414 (3.0)% (28.3)% Operating expenses 12,201 16,344 12,594

sales and services (does not include other income) Q4 2019 Q4 2018 YoY change YoY % change €Unit: Million Thai Baht (THB) Sales and service income 228.64 266.92 -38.28 -14% Other income 0.51 1.16 -0.65

= Sales and service income – Cost of sales and services (does not include other income) Q2 2019 Q2 2018 YoY change YoY % change Unit: Million Thai Baht (THB) Sales and service income 229.27 292.69 -63.42

to YTD 2017: Note: Gross profit = Sales and service income – Cost of sales and services (does not include other income) Q3 2018 Q3 2017 YoY change YoY % change Unit: Million Thai Baht (THB) Sales and

and service income – Cost of sales and services (does not include other income) Q2 2018 Q2 2017 YoY change YoY % change Unit: Million Thai Baht (THB) Sales and service income 292.69 231.08 61.61 27

income – Cost of sales and services (does not include other income) Q3 2019 Q3 2018 YoY change YoY % change Unit: Million Thai Baht (THB) Sales and service income 219.09 301.56 -82.47 -27% Other income

the Bank and its Subsidiaries Million Baht Item Quarter Change (%) 9 Months Change 3/2017 2/2017 3/2016 2/2017 3/2016 2017 2016 (%) Net interest income 16,825 16,568 16,066 1.6% 4.7% 49,670 47,695 4.1

and Expenses of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) H1 Change 2/2018 1/2018 2/2017 1/2018 2/2017 2018 2017 (%) Net interest income 17,573 17,123 16,568 2.6% 6.1% 34,696

Subsidiaries Million Baht Item Quarter Change (%) H1 Change 2/2017 1/2017 2/2016 1/2017 2/2016 2017 2016 (%) Net interest income 16,568 16,277 15,596 1.8% 6.2% 32,845 31,629 3.8% Non-interest income 11,472

share was Baht 211.95. Operating Income and Expenses of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) 9 Months Change 3/2018 2/2018 3/2017 2/2018 3/2017 2018 2017 (%) Net interest