remained stable at 4.1% from the end of 2018. On Special Asset Management business, the Bank sold non-performing assets (NPAs) totaling Baht 171 million and had gain of Baht 64 million. Financial Market

and interest rate risks. Derivatives are recognized initially at fair value. Subsequent to initial recognition, they are remeasured at fair value and gain or loss on remeasurement to fair value is

COVID-19 pandemic situation. 4. Gain from derivatives recorded at THB 283 million, attributed to the derivative measurement under TFRS 9 in regards to Financial Instruments standards which were put in

the regulations are properly followed and the operation is at its best benefits. - The Board has the opinion that the decision of this transaction is appropriate because the Company will gain more

increased by Baht 44 million, due to the gain in construction income at IRPC-CP Phase 1. Income tax expenses The income tax expenses in Q3/2017 increased from Q2/2017 for Baht 18 million or 29% and increased

business strategies, the aforementioned endeavors allowed KBank and K Companies to meet business targets and at the same time gain wide acceptance and recognition at home and abroad. B Contents Page

allowed KBank and K Companies to meet business targets and at the same time gain wide acceptance and recognition at home and abroad, as reflected in the numerous awards we received in this quarter. C

and satisfactory operating performance allowed KBank and K Companies to meet business targets and at the same time gain wide acceptance and recognition at home and abroad, as reflected in the numerous

percent, with a Tier 1 capital ratio of 15.57 percent. Being aligned with our business strategies, all of the above endeavors allowed KBank and K Companies to meet business targets and at the same time gain

THB 6,289 million (-40% YoY), and a net profit of THB 1,621 million, of which the net profit attributable to owners of the parent of THB 1,112 million (-72% YoY), and earnings per share at THB 0.81. As