area. The Company is expect to get higher income from this business as well. Thus, you have been informed for your acknowledgment. Sincerely Yours, -Singed - (Mr. Suphot Wanna) Chief Executive Officer

business plan in the future and creates a return to the shareholders. Thus, you have been informed for your acknowledgment. Sincerely Yours, -Singed - (Mr. Suphot Sirikulapas) Chief Executive Officer

acknowledgment Yours faithfully, - Singed - Mr.Wongsakorn Kittitrakulkarn Company Secretary Mr. Panya Chutisiriwong Investor Relations, JMT Network Services Public Company Limited

Synergy strategy. And the Company plan to start an insurance business in InsurTech Business platform to enhance return to the shareholders. Thus, you have been inform for your acknowledgment Yours

can be managed. Thus, you have been informed for your acknowledgment. Sincerely Yours, -Singed - (Mr. Suphot Sirikulapas) Chief Executive Officer Investor Relations Department JAS Asset Public Company

2017. However, the mention processes are depended on the conclusion from the unitholders meeting of CPNRF and the Securities and Exchange Commissions respectively. Your acknowledgment of this matter

which may affect international trade and exchange rate fluctuation. According to the Bank of Thailand data, at the end of December 2017, reported the total numbers of credit card industry amounted to 20.3

Company increase the provision for bad debt to prevent uncertainty of economic fluctuation in the future i.e. economic slowdown, natural disaster and etc. However, for the fourth quarter of 2016, the bad

quarter of 2017 accounted for 12% of total revenues, slightly decreased from 13% in the previous year. This was because the Company’s policy is to manage liquidity risk and interest rates fluctuation risk

. Thana in the said amount. 10. Loss from exchange rate was Baht 7.96 million which increased by Baht 6.95 million or 87.24% compared to the same period of the previous year due to the fluctuation of the