letter of credit issued by a foreign financial institution as collateral. KBank has put in place operational procedures to accommodate these new regulations along with preparation for other relaxations by

endeavors aim to understand and anticipate each individual customer’s needs under the “Segment of One” concept and to provide smart personalized “Financial and Life Solutions” to the right customer at the

the Year – Thailand for the second year running, Domestic Retail Bank of the Year – Thailand for the fifth consecutive year, Financial Inclusion Initiative of the Year – Thailand and Credit Card

have to prioritize asset quality management while also maintaining prudent credit underwriting policies, along with cost efficiency and expansion of customer base and income by providing financial

addition, they have to maintain prudent credit underwriting policy and be prepared for regulatory changes regarding the Basel III capital requirements and the International Financial Reporting Standards

heightened competition from other financial institutions and non-bank players, KBank has focused on strengthening customer engagement through digital channels so as to reinforce our digital banking leadership

.16 - Leases which impacted to the financial statement as follows: 1. Thai Financial Reporting Standard - Financial instruments group Credit Risk Allowance for impairment loss for trade receivables are

as follows: 1. Thai Financial Reporting Standard - Financial instruments group Credit Risk Allowance for impairment loss for trade receivables are measured at an amount equal to lifetime ECLs. ECLs on

and TFRS 16 – Leases as per the following details.  Under TFRS 9, the Company is required to classify the derivatives and credit losses as financial assets. The Company will measure fair value of all

Reporting Standards (TFRS) which consists of TFRS 9 – Financial Instruments and TFRS 16 – Leases as per the following details.  Under TFRS 9, the Company is required to classify the derivatives and credit