) 46.08 82.41 (273.28%) (409.90%) 22.79 269.61 (91.55%) Basic earnings per share (Baht per share) (0.1085) 0.0350 0.0630 (272.21%) (409.83%) 0.0174 0.2061 (91.58%) Net Profit For 3rd quarter of 2022 ended

0.94% 576.65 8.97% (503.65) -87.34% Finance cost and tax income 1.61 0.02% (4.54) -0.07% 6.15 135.46% Net profit (22.13) -0.29% 423.62 6.59% (445.75) -105.22% Basic earnings per share (Baht per share

branch expansion and branch renovation to attract customers. For branch expansion, the Company focused on opening new branches in large shopping malls and major cities. While for branch renovation, the

including the Company. Nevertheless, the Company has continued to undertake branch expansion and branch renovation to attract customers. For branch expansion, the Company focused on opening new branches in

161 132 (18%) 132 111 (16%) Net profit for the period 617 524 (15%) 670 591 (12%) Earnings Per Share (Baht per share) 2.47 2.10 (15%) 2.68 2.36 (12%) 34% 36% 34% 47% 45% 45% 5% 5% 5% 14% 14% 16% 0% 20

lending policies to match each industry to be better suited to the prevailing circumstances. At the same time, KBank has remained cautious in credit underwriting of retail customers’ loans, and focused

businesses. We also prioritize risk assessment through prudent screening and close monitoring of borrowers. At the same time, KBank has focused mainly on borrowers with good track records, as well as existing

, KBank has focused on portfolio management so as to control credit concentration within the established limits. Close monitoring of customer risk profile across industries has been undertaken through the

have focused on collaboration and synergy with other companies within KASIKORNBANK FINANCIAL CONGLOMERATE, Muang Thai Life Assurance Public Company Limited and our business partners, for service quality

and partners in each country by cooperatively working on strategic plans to select the right products and marketing strategy for each focused country, such as emerging countries in ASEAN as well as