. The increase was mainly driven by the change in recognition of interest income from loans using the effective interest rate method, combined with an increase in loan volume net of the effect of lower

the same period last year, reflecting the concentration of domestic demand. This, combined with structural factors such as the expansion of the global value chain and e-commerce, increased the

maintain an adequate cushion for NPL in the banking system. Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) H1 Change 2/2019 1/2019 2/2018 1/2019 2/2018 2019 2018

Commonwealth of Australia. The project cost is approximately AUD 359 million. It started the construction in 2019 and is anticipated to commence operations in 2021. 1.3 The Progress of Riau Combined-Cycle Power

Thailand We, Carabao Group Public Company Limited (the “Company” or “CBG”), are pleased to submit management discussions and analysis regarding consolidated financial performance and position of the Company

Thailand We, Carabao Group Public Company Limited (the “Company” or “CBG”), are pleased to submit management discussion and analysis regarding consolidated financial performance and position of the Company

long-term benefit of employees is increased for 2.98 Million Baht resulted from the change of the rate of additional compensation in case the employer terminating the employment of the employees who have

due to the recognition of special profits, while loan growth and credit quality were affected by the economic slowdown. The combined net profit of the commercial banking system was Baht 270.9 billion, a

MATI 19/2560 November 13, 2017 Subject Consolidated Financial Report for the nine-month period which ended at September 30, 2017 To Director and Manager The Stock Exchange of Thailand Nine-month

Transaction For the three-month period ended September 30, CONSOLIDATED Change (BAHT'000) 2019 2018 Amount % Interest income 4,696,115 4,200,604 495,511 11.8 Interest expenses 1,469,129 1,289,834 179,295 13.9