credit losses totaled Baht 256 million, a decline of 47.1% comparing to Baht 485 million for 1Q19. The excess loan loss reserve after allowance for expected credit losses based on TFRS 9 at the 2 For 1Q20
% Issued and paid-up share capital 80.00 80.00 - - Retain earnings Appropriated-legal reserve 0.10 0.80 0.70 696.44% Details Financial Statements for the year ended 31 December 2017 31 December 2018 Change
total revenues For the current Company’s business policy, the Company major products are parts for products assembly of faucets, water supply products, and sanitary wares which can categorized the
Loans (excluding interbank) 5.0 5.0 4.7 4.5 4.2 4.1 4.1 Total loan loss reserve/ Total NPLs (coverage ratio) 109.8 109.8 110.9 113.8 115.6 114.8 114.8 Total loan loss reserve/ Total mandatory reserve
4.3 10.2 18.5 1.9 0.2 2.1 NPLs/ Total Loans (excluding interbank) 4.5 4.5 4.1 4.1 4.2 4.2 Total loan loss reserve/ Total NPLs (coverage ratio) 113.8 113.8 114.8 114.1 113.2 113.2 Total loan loss reserve
Percentage 2Q18 1H18 2018 1Q19 2Q19 1H19 Loan growth 4.3 10.2 18.5 1.9 0.2 2.1 NPLs/ Total Loans (excluding interbank) 4.5 4.5 4.1 4.1 4.2 4.2 Total loan loss reserve/ Total NPLs (coverage ratio) 113.8 113.8
NPLs/ Total Loans (excluding interbank) 5.6 5.6 4.7 4.5 4.2 4.2 Total loan loss reserve/ Total NPLs (coverage ratio) 105.6 105.6 110.9 113.8 115.6 115.6 Total loan loss reserve/ Total mandatory reserve
subsidiaries Percentage 4Q17 2017 1Q18 2Q18 3Q18 4Q18 2018 Loan growth 4.8 9.3 5.7 4.3 3.5 3.8 18.5 NPLs/ Total Loans (excluding interbank) 5.0 5.0 4.7 4.5 4.2 4.1 4.1 Total loan loss reserve/ Total NPLs
and lease back of premises categorized as operating lease in the annual financial statements. The SEC is of the opinion that the above transactions were in fact a collateral loan, not an outright