banking business, directly and indirectly. In detail: 1. Cyber Security Risk Amid rapid technological change, Thai consumers have readily embraced the new tech trends. Obviously, economic activity
respectively and Phu Yen TTP solar project (Phu Yen Project) with an installed capacity of 257 MW commenced COD on June 10, 2019. Both projects could achieve COD several weeks ahead of the schedule and within
need for working capital has slowed down, while demand for household credit increased in almost all categories except home loans. Looking ahead, financial institutions predict that demand for business
@kkpfg.com Tel. +66-2495-1366 Website: www.kkpfg.com http://www.kiatnakin.co.th/ 2 Change of Company Name From 17 August 2020 onwards, Kiatnakin Phatra Financial Group (KKP) has changed the name for the Bank
Inventory gains/(losses) 4Core Net Profit is Reported Net Profit less Inventory gains/(losses) one-time extraordinary items 5Operating Cash Flow is after change in net working capital and cash tax, before
EBITDA less Inventory gains/(losses) 4Core Net Profit is Reported Net Profit less Inventory gains/(losses) one-time extraordinary items 5Operating Cash Flow is after change in net working capital and cash
becoming insolvent as a prerequisite. After a debtor has defaulted on credit obligations, he/she may submit a request to the court for proceeding with reorganization. This change provides a greater
that the Bank of Thailand’s monetary policy stance will remain accommodative in the period ahead and future policy rate increases will be gradual. Thai Banking Industry in 2018 In 2018, commercial banks
amortization Operating highlight in Q1/2018 Q1/17 Q4/17 Q1/18 Change +/(-) (THB million) QoQ YoY Operating revenue 5,366 4,849 5,716 18% 7% Gross profit 1,098 1,315 1,647 25% 50% EBITDA 915 1,137 1,482 30% 62
, together with the company’s stock management ahead of the refinery’s turnaround maintenance in 2018. 2. Net Marketing Margin increased substantially from the previous quarter, mostly from the marketing