PowerPoint Presentation Management Discussion and Analysis 3rd Quarter of 2020 Q3/2020 Q3/2020 and Recent Highlights In the third quarter of 2020, economic factors that affected company's results of
change in securities prices 2. One third of Directors are independent directors, at least 3 persons in total. 3. The listed company’s auditor must be approved by SEC. 4. An internal control is in place as
not less than third-fourth (3/4) of the total votes of shareholders attending the meeting and entitled to vote. In this regard, the Board of Directors’ meeting No. 9/2019, held on 20 September 2019
shareholders’ meeting with the votes of not less than third-fourth (3/4) of the total votes of shareholders attending the meeting and entitled to vote. In this regard, the Board of Directors’ meeting No. 9/2019
..........................................................................................................................15 2.2.2 การบริหารจดัการบุคคลภายนอก (third-party management) ..............................................................17 2.3 การบริหารจดัการทรัพย์สินดา้น IT (IT asset management
2.91% at the end of 2017 to 2.94% at the end of the third quarter of 2018, while NPL ratio for SME loan edged up from 4.37% to 4.65% in the same period. Nevertheless, the Thai banking system remained
purchased; (iii) plus net repayment and adjusted entries; and (iv) less the portion of accrued interest receivables and receivables repayment from the debtors by collateral 3 Only the portion where a third
were net buyers while foreign investors remained net sellers for the third consecutive year. Analysis of Operating Results The management discussion and analysis of operating results of Land and Houses