public would face investment difficulties as they received a lot of information but could not analyze and compare a variety of investment products available or were advised to purchase individual products

; although the customer had never invested in a mutual fund before and could not afford to lose the principal, {A} allocated almost half of the customer's total assets in a mutual fund of a higher risk level

budget on luxury goods thus delaying the purchase of IT products. The significant decrease in sale revenue was mainly attributed to Branch sales, which decreased by THB 701.92 million. This decline is a

million, the impairment of assets of Baht 101.99 million, finance costs of Baht 0.41 million, share of loss from associates of Baht 13.94 million and management benefit expenses of Baht 24.06 million

million, the impairment of assets of Baht 101.99 million, finance costs of Baht 0.41 million, share of loss from associates of Baht 13.00 million and management benefit expenses of Baht 24.06 million

project management 195.2 4.7 280.0 8.4 84.8 43.4 Dividend income - - 0.3 - 0.3 100.0 Gain from transfer of right for land purchase and sale agreement 312.0 7.5 - - (312.0) (100.0) Gain on disposals of

84.3 3,588.4 177.3 Revenues from project management - - 603.7 9.1 603.7 100.0 Gain from transfer of right for land purchase and sale agreements - 312.0 4.7 312.0 100.0 Other Income 30.2 1.5 129.0 1.9

, for the purchase of units of any Thai ESG Funds on the condition that they hold the investment units for a minimum of eight years from the date of purchase. All Thai ESG Funds mainly invest in

% YoY to THB 6,976mn, preeminently due to full year consolidation of the hotel business in Europe and from acquired assets under the Entire Business Transfer of Unicorn Enterprises Limited (EBT of UE

transferred the clients’ money to the savings accounts opened under the names of other persons instead. She arranged for investment unit purchase transactions of other clients, with the value equivalent to