sectors that emit large quantities of greenhouse gas emissions and have processes that impact other environmental dimensions. These sectors include manufacturing, construction and real estate, waste

and real estate development loans. 6 Meanwhile, cost of fund for 2018 was maintained at 2.3% resulting in loan spread to decline from 5.2% in 2017 to 5.0% for 2018. % 4Q17 2017 1Q18 2Q18 3Q18 4Q18 2018

Bank loan portfolio increasing to 15.8% as of end of 2019. Commercial Lending business amounted to Baht 60,899 million, expanded by 9.1% from the end of 2018. Commercial Lending includes real estate

from 7.5% to 7.2% yoy from the expansions of loan portfolio in the low yield segment – housing loans, corporate lending and real estate development loans. 6 Meanwhile, cost of fund for 2018 was

not recognize the revenue from the sales of real estate due to no transfer of land for the Industrial Development Business during that period. Gross profit from sale of real estate stood at THB 181.6 mm

increase of 717.67 million baht is to further develop the company’s current business operations in the lines of consumer products, real estate and entertainment industries, and to support business expansion

the rules for real-estate backed tokens and infra-backed tokens, as well as enhancing the guidelines for sustainability-themed tokens. These improvements aim to accommodate a diverse range of initial

for the real estate segment continued to decline further to 17.5% at the end of 2Q18 from 21.4% at the end of 2017 15 Capital Market business comprises of brokerage business, investment banking business

Lending business amounted to Baht 49,707 million, an increase of 12.2% from the end of 2017. Commercial Lending includes real estate development loans and SMEs loans, details are as follows: Real estate

Bank’s loan portfolio for 1Q21 expanded by 2.1% from the end of 2020 with growth driven by hire purchase, housing and real estate lending segment. For asset quality, the Non-Performing Loans (NPLs) to