locations to ensure maximum safety of all stakeholders – customers, employees, business partners and communities. The most noticeable change since the COVID-19 pandemic is customer purchasing behavior, which
declined SGA (-15% yoy, -6% qoq). Our reported NPAT was 7bn, +0.6% yoy and +6% qoq. Excluding one-time items, normalized NPAT was 6.6bn, -5%yoy and flat qoq. Focused on 5G leadership in network and customer
2023. The compound annual growth rate (CAGR) is expected to grow at 7.71% between 2023 and 2025, reaching a market value of THB 347.7 billion in 2025. In 2023, the Company's foreign customer ratio was
412.4 Billion in 2026. In Q2/2024, the Company's foreign customer ratio was 34.1%, increased from 26.1% of total customers in Q2/2023. This was driven by the increase in Asian tourists. Significant Event
loan loss provisions which is estimated to be approximately Baht 1,200 million – Baht 1,500 million, will be released within 5 years. Basic earnings per share at Baht 7.07 per share. 7 Annualized Ratios
Other fee of Baht 43 million 8 initial date of TFRS 9 adoption was Baht 2,552 million which the Bank has partially released as additional provisions for the impairment from revaluation of foreclosed
released using a straight line method since 1Q20. With the continuing uncertainties from the economic slowdown and prolonged impact from 3 Including ECL for loans and loan commitments and financial
loan loss reserve after allowance for expected credit losses based on TFRS 9 at the initial date of TFRS 9 implementation was Baht 2,552 million which the Bank has partially released as additional
category in the annual On-Time Performance (OTP) Review released by travel data and analytics expert, Cirium. Samui Airport achieved an on time departure performance of 95.08% in 2019. 2. The Board of
financial products and services to meet the needs of the customer which the products and the services of the bank can be divided into 4 categories as follows: 1. Deposit Account Service The bank has designed