loans contracted at 8.1% from the end of 2016. For asset quality, the amount of Non-Performing Loans (NPLs) showed considerable improvement with the Non-Performing Loans (NPLs) to total loans ratio at the

. Hire purchase loans contracted at 8.1% from the end of 2016. For asset quality, the amount of Non-Performing Loans (NPLs) showed considerable improvement with the Non-Performing Loans (NPLs) to total

in interim review version for the 6-month period, ended as at 30 June 2018; (2) the transaction of the disposal of land and buildings in Khonkaen, having the highest transaction size of 0.37 percent

consist of salaries of dessert café’s staff, space and equipment rental expenses, utility expenses, and other selling expenses such as marketing and promotional expenses, and depreciation of asset in each

depreciation of asset in each branch. Q4/2021 vs Q4/2020YoY 2021 vs 202012M • Selling Expenses in Q4/2021 was THB 57 million, decreased by THB 11 million or 16% from Q4/2020 due to the decrease in expenses

of dessert café’s staff, space and equipment rental expenses, utility expenses, and other selling expenses such as marketing and promotional expenses, and depreciation of asset in each branch. Q1/2021

promotional expenses, and depreciation of asset in each branch. Q1/2022 vs Q1/2023YoY • Selling Expenses in Q1/2023 was THB 83 million, increased by THB 21 million or 34% from Q1/2022 mainly due to the increase

Q4/2020 Q4/2021 553 558 210 262 313 244 175 169 1,251 1,233 Q4/2020 Q4/2021 Total asset Total Liabilities and Equity Cash and Cash Equivalent Land, Property and Equipment Other Current Assets Other Non

(%) 5.69% 9.51% 9.80% Return on Equity (%) 8.82% 15.44% 15.32% Efficiency Ratios Return on Assets (%) 6.27% 10.87% 10.68% Return on fixed assets (%) 46.78% 82.27% 89.99% Asset turnover times 1.10 1.14 1.09

233.74 289.93% Total shareholders’ equity 1,196.90 888.84 308.06 34.66% Total liabilities and shareholders’ equity 2,319.64 1,913.62 406.02 21.22% The Group’s total asset as at 31 December 2019 was