common area charges for building renovations. Selling expenses decreased by Baht 2 million as the decrease in hotel selling expenses were offset by the increase in selling expenses of property
area charges for building renovations. • Selling expenses increased by Baht 20 million mainly due to property sales commission. • Administrative expenses decreased by Baht 18 million mainly due to lower
period and also lower cost of sales of holiday club memberships. • Cost of office rental operations fell by Baht 7 million. This is largely attributed to lower common area charges for building renovations
%, mainly are from freight charges of G-G transactions. • 2. Financial performance by segment. 2.1 Revenue by segment Unit: million baht Detail for 3-month period ended June for 9-month period ended June 2018
transfer fees for commercial banks will depend on the rate of service acceptance and the volume of PromptPay transactions. V2 24/08/60 09:22 น. 3 Overall Picture of the Bank and its Subsidiaries Million Baht
this reduces commercial fund transfer fees for commercial banks will depend on the rate of service acceptance and the volume of PromptPay transactions. V2 08/11/60 16:47 น. 3 Overall Picture of the Bank
Income Net non-interest income are including net fees and service income, gains on trading and foreign exchange transactions, gains on investments, dividend income and other operating income. In the first
% Net interest margin 2.33% 2.34% 2.31% (0.01)% 0.02% 2.34% 2.33% 0.01% Net fees and service income to operating income ratio 21.3% 24.1% 22.7% (2.8)% (1.4)% 22.7% 23.7% (1.0)% Expense to operating income
% (0.39)% (0.23)% 2.31% 2.42% (0.11)% Net fees and service income to operating income ratio 17.4% 24.1% 21.2% (6.7)% (3.8)% 20.4% 22.5% (2.1)% Cost to income ratio 46.5% 43.1% 45.3% 3.4% 1.2% 45.0% 44.0