31 Mar 17 Return on Equity (%) 16.5% 18.9% Return on Assets (%) 12.7% 14.4% Collection period (days) 78 79 Inventory Days 46 44 Account Payable Days 91 101 Cash Cycle (days) 33 22 Leverage & Financial

Total 10,000,000 100 . 6. The expected benefits to the company. 6.1 Ramkhamhaeng will receive all debt return from Muengloei-Ram. 6.2 Muengloei-Ram is the associated company of Ramkhamhaeng and need to

Brokerage fees income 595.70 3.40 595.70 3.40 Fees and services income 29.15 (9.60) 29.15 (9.60) Interest income on margin loans 34.12 (9.56) 34.12 (9.56) Gain and return on financial instruments 134.11 14.03

Baht 823.14 million as of 31 December 2017, resulted mostly from the Company’s 9M18 Net profit. Return on equity (ROE) was 10.76% in 9M18, compared to 10.18% as of 31 December 2017. Net debt to equity

Brokerage fees income 840.50 (26.04) 840.50 (26.04) Fees and services income 39.66 (25.94) 39.66 (25.94) Interest income on margin loans 51.54 (9.35) 51.54 (9.35) Gain (loss) and return on financial

margin loans 42.10 (9.44) 42.10 (9.44) Gain and return on financial instruments 163.36 (21.54) 163.17 (21.73) Shares of gain from investments in an associate and a joint venture 3.97 4.40 - - Gain from

Rupees, return on Investment (IRR) is 17.57 percent and payback period of 5 years 4 months. -2- 3. Registered and paid-up capital of a joint venture 3.1. Registered ordinary share capital 55,000,000 Shares

from Baht 855.08 million as of 31 December 2018 to Baht 885.36 million as a resulted of increased profit during the year. Return on equity (ROE) was 15.03% in 9M19 and net debt to equity ratio was 0.22

as follows:- 1. Total revenue was Baht 27.73 million, an increase by Baht 0.30 million or 1% mainly from:  Return on financial instruments for the third quarter of Baht 9.28 million decreased by Baht

present, most of working-age people have not prioritized the need of  saving for retirement. Many of them started saving too late with a little money in assets offering low return and thus unable to trail