income and cost of sales resultin g in the operating income until the gross profit being reported differently from the previous periods Operating Highlights in Q3/2019 Q3/18 Q2/192 Q3/19 Change +/(-) 9M/18

KASIKORNBANK FINANCIAL CONGLOMERATE, Muang Thai Life Assurance Public Company Limited and our strategic partners. Being aligned with our business strategies for 2018, KBank and subsidiaries thus reported Baht

Bank For the fourth quarter of 2019, Bangkok Bank and its subsidiaries reported a net profit attributable to owners of the Bank of Baht 8,002 million, a decrease of Baht 1,436 million from the third

THB 37 million.  Refinery business reported an inventory gain of THB 856 million, resulting from the rising average crude price throughout Q2/2018, while in Q1/2018 suffered inventory loss in the

on a confidential basis. The policies, procedures, and controls should specify the circumstances under which a complaint must be reported to senior management and/or the board (or similar body). A-17

repayment over Q1/2020 accounting period) Income Tax For six-month period ended June 30, 2020, the Company has income tax expenses reported in statement of comprehensive income of Baht 4 8 million. The

(127.3)% (144.3)% /1 Attributable to owners of the Bank In the first quarter of 2020, Bangkok Bank and its subsidiaries reported a net profit attributable to owners of the Bank of Baht 7,671 million, a

investigation report after said serious incident has been resolved within thirty days from the day the board of directors or the working group assigned by the board of directors is reported of that serious

reasonably likely to have material effects on the issuer’s net sales or revenues, income from operations, profitability, liquidity or capital resources, or that would cause reported financial information not

or capital resources, or that would cause reported financial information not necessarily to be indicative of future operating results or financial condition. For example, this could include disclosure