resources, or that would cause reported financial information not necessarily to be indicative of future operating results or financial condition. If there are no such trends, uncertainties, demands

company has changed the classification of operating income and cost of sales resu lting in the operating income until the gross profit being reported differently from the previous periods Operating

until the gross profit being reported differently from the previous periods Operating Highlights in Q4/2019 & 2019 Q4/18 Q3/19 Q4/19 Change +/(-) 2018 2019 Change+/(-) (Unit: Million Baht) QoQ YoY

income and cost of sales resultin g in the operating income until the gross profit being reported differently from the previous periods Operating Highlights in Q3/2019 Q3/18 Q2/192 Q3/19 Change +/(-) 9M/18

KASIKORNBANK FINANCIAL CONGLOMERATE, Muang Thai Life Assurance Public Company Limited and our strategic partners. Being aligned with our business strategies for 2018, KBank and subsidiaries thus reported Baht

Bank For the fourth quarter of 2019, Bangkok Bank and its subsidiaries reported a net profit attributable to owners of the Bank of Baht 8,002 million, a decrease of Baht 1,436 million from the third

THB 37 million.  Refinery business reported an inventory gain of THB 856 million, resulting from the rising average crude price throughout Q2/2018, while in Q1/2018 suffered inventory loss in the

on a confidential basis. The policies, procedures, and controls should specify the circumstances under which a complaint must be reported to senior management and/or the board (or similar body). A-17

repayment over Q1/2020 accounting period) Income Tax For six-month period ended June 30, 2020, the Company has income tax expenses reported in statement of comprehensive income of Baht 4 8 million. The

(127.3)% (144.3)% /1 Attributable to owners of the Bank In the first quarter of 2020, Bangkok Bank and its subsidiaries reported a net profit attributable to owners of the Bank of Baht 7,671 million, a