since mid of the quarter) Net profit was B127mn, decreasing 15.4% YoY – from Covid-19 pandemic and effect of new accounting standard adoption of Bt1.41mn. Total revenue from core business was Bt729mn
of Thailand data, at the end of December 2016, reported the total numbers of credit card industry amounted to 23.2 million cards, has grown by 6% more than last year. Credit Card Receivables was
caused by the COVID-19 pandemic. This can be categorized by business type as follows: credit card receivable of 35,246 million baht decreasing by 4% y-y, loans receivable of 47,263 million baht decreasing
increased by 5% y-y, mainly due to the continual increase in credit card spending through online channels and marketing with business partners. In the first quarter of 2023, online credit card spending shared
. The Company performance of the first quarter of 2022, the Company has total new sales increased by 41% y-y, mainly due to the continual increase in credit card spending through online channels and
level of household debt and conservative spending are continue to hinder domestic consumption by limiting consumption with only necessary items, decreasing in spending frequency and low- price. The
lower network traffic with TOT and change in IC rate effective from Jan- 22. Device & SIM card sales reported Bt9,270mn, decreasing -4.3% YoY and -32% QoQ. QoQ drop was mainly from high seasonal sales of
Baht Distribution cost March 31, 2020 March 31, 2019 Increase (Decrease) Amount % Credit card fee 1.53 1.48 0.06 3.96 Advertising and PR expense 0.16 0.68 (0.52) (76.34) Sales incentive 1.21 2.16 (0.95
) Amount % Credit card fee 1.48 1.57 (0.10) (6.07) Advertising and PR expense 0.68 0.43 0.25 56.70 Sales promotion - CLMV 0.00 2.05 (2.05) (100) Sales incentive 2.16 1.68 0.48 28.87 Others 0.83 0.83 0.00