) (10.3) 5 Operating results of the Bank and subsidiaries for 3Q18 comparing with 3Q17 The consolidated net profit for 3Q18 totaled Baht 1,551 million, a decrease of 10.0% yoy, of which Baht 157 million was
1.4% for 1Q21 comparing to 1.9% for 1Q20 from continuous cost management in line with the decline in policy rate and market deposit rates during the past periods. Overall, resulting in loan spread for
514 -8.7% -3.6% 4 1Q20 MD&A Advanced Info Service Plc. 1Q20 Financial Summary (Pre -TFRS 16) Revenue Total revenue reported Bt42,845mn, flat YoY and -12% QoQ resulted from global pandemic and continuous
broadband penetration and continuous ARPU uplift through cross-selling and upselling add-on content and innovative products. Service providers employed strategies targeting higher-tier customers with new
demand led to increased data usage, resulting in a blended ARPU of Bt223, up 3.0% YoY. Prepaid ARPU remain flat QoQ from seasonality. Postpaid ARPU declined QoQ, pressured by continuous effort in handset
in 2016, or 20.57% increased. The rate of increase is less than the increment rate of company’s revenue; therefore, SG&A/revenues decrease from 12.56% in 2016 to 11.45% in 2017. 3. Financial Expenses
for the three-month period of year 2018 and 2017 Unit: Million Baht Q1’2018 Q1’2017 Increase (Decrease) % Change Sales income 14,874.75 14,270.69 604.06 4.23% Rental and service income 499.08 481.06
from THB 20.9 Mn in 2016 to THB 20.1 Mn in 2017, a decrease of THB 0.8 Mn. This was mostly due to the losses from recently acquired Thai food business “Tummour” and premium Japanese food brand “Sushi Cyu