expand by 14.1% from the end of 2017. The Bank loan portfolio expanded across all loan segments. For asset quality, the Non-Performing Loans (NPLs) to total loans ratio at the end of 3Q18 further declined

loan portfolio for the year 2018 expanded at 18.5% from the end of 2017 across all loan segments. For asset quality, the Non-Performing Loans (NPLs) continue to show improvement with the Non- Performing

subsidiary reduce because GJ Steel increase registered capital which lead to the increase in number of shares, hence, Management’s Discussion and Analysis (MD&A) for year 2017 13 the Company shareholding

increase registered capital which lead to the increase in number of shares, hence, Management’s Discussion and Analysis (MD&A) for year 2017 (Revised) 13 the Company shareholding portion decrease. And the

. Capitalization period for capitalized interest on investment in buildings, plants, and machinery ceases when the asset is ready for use (interest expense incurred during ongoing construction is eligible for

. By 2020, the Company plans to increase its managed hotels (Asset light) by 2,000 rooms in 9 locations abroad and to open 1 owned hotel in Thailand (ASAI Chinatown). In addition, the Company is

(Asset light) by 2,000 rooms in 9 locations abroad and to open 1 owned hotel in Thailand (ASAI Chinatown). In addition, the Company is currently studying the opportunity to expand its luxury villa

. Issuer’s directors are on an individual basis; and b. Issuer’s senior managements are on lump sum basis. C. Share Ownership Provide current information about the amount of shares held by the issuer’s

, sales & marketing expenses for the launch of new residential projects, write-off/impairment of asset, one-time income/expense, etc. Residential Business As the Company’s high-rise projects – namely ‘The

Baht 26.44 million from mutual fund and private fund managements fee from Solaris Asset Management Company Limited (Solaris) decreased.  Gain and return on financial instruments decreased of Baht 22.50