the equal proportion of Land & Houses Public Company Limited and Quality Houses Public Company Limited as follows: Certified Companies of Thailand's Private Sector Collective Action Coalition Against
: Certified Companies of Thailand's Private Sector Collective Action Coalition Against Corruption LH Financial Group Public Company Limited, Land and Houses Bank Public Company Limited and Land and Houses Fund
shareholders structure as follows: LH Financial Group Public Company Limited Management Discussion and Analysis for the Second Quarter ended 30 June 2019 Page 3/21 Thailand's Private Sector Collective Action
follows: Certified Companies of Thailand's Private Sector Collective Action Coalition Against Corruption LH Financial Group Public Company Limited, Land and Houses Bank Public Company Limited and Land and
Thailand's Private Sector Collective Action Coalition Against Corruption’s Certificate LH Financial Group Public Company Limited, Land and Houses Bank Public Company Limited and Land and Houses Fund Management
expectations. On the cost side a major external factor was the change in Thai legislative environment, which made it necessary to build major additional retirement provision in Q2. On top of the external factors
to steadily pass through this challenging year. In addition, the company also has a new joint venture partner, GS Engineering and Construction Corporation (GS E&C) from South Korea which is a top