decrease of 359 million baht or 11% y-y. In the second quarter of 2020, credit card revenue was 1,621 million baht, a decrease of 266 million baht or 14% y-y, mainly resulted from dropped in Profit and Loss

26% of total turnovers with the revenue of 10,368 million baht, a decrease of 754 million baht or 7% y-y mainly from a reduction in interest rate ceiling for personal loan by 3%. In the fourth quarter

, private consumption and tourism. Both private and public investments remain largely at stable levels whilst consumer spending is constrained due to high household debt levels, decline in agricultural

exports which rose by 5.3% YoY as well as continued recovery in private consumption which expanding by 3.1% YoY. Nevertheless, Thailand's advertising industry reported a decline of 6.0% YoY to THB 101,445mn

repaid. (9) Statements of Comprehensive Income Profit for the year 2019 amounted to 34.8 million baht but when compared with last year’s profit, 119.4 million Baht, the total decrease is of 154.2 million

1.7% QoQ as the cost of utility started to decrease offset by increased NT’s partnership cost and maintenance costs. • Regulatory fee was at Bt1,369mn, a decrease of -0.4% YoY and -1.8% QoQ. The

previous year in the amount of THB 296 million or equivalent to a decrease of 3.9 percent as a result of the operating results of Domestic restaurant and bakery business and overseas restaurant business that

total revenues during year ended December 31, 2018 and 2019 amount of 16,637.8 million baht and 14,122.1 million baht respectively, a decrease of 2,515.7 million baht, or 15.1% compared on the same period

THB 0. 04, a decrease of THB 18. 32 million or 34. 48% when comparing with the same period of last year. During the third quarter of 2016, the company showed a net profit of THB53. 12 million or

performance Statement of income Consolidated Financial Statements for Quarter 2 of 2019 Quarter 2 of 2018 Change (Unaudited but reviewed) (Unaudited but reviewed) Increase (Decrease) THB Million % THB Million