business and digital services with high growth potential. Dividend policy at minimum 70% of net profit AIS is committed to driving long-term growth while delivering returns to shareholders. We place

broadband business, and the rest in enterprise and others. Dividend policy at minimum 70% of net profit AIS is committed to driving long-term growth while delivering returns to shareholders. We place

land which are land title deed no. 20170 having area of 30 rai, and land title deed no. 44540 having area of 6 rai. The value under Mortgage Agreement is THB 23,000,000. 3. To mortgage a plot of land and

percent and 17.01 percent, respectively, comfortably above the Bank of Thailand’s minimum capital requirements. V3 27/02/63 8 Operating Income and Expenses of the Bank and its Subsidiaries Million Baht

26,928 19,156 (1.3)% 38.7% Ratio of net NPL to net total loans 1.2% 1.2% 0.9% - 0.3% Ratio of loan loss reserves to minimum required provisioning 200.0% 194.6% 205.0% 5.4% (5.0)% Ratio of loan loss

minimum payment for all customers from the previous 10 percent to 5 percent during 2020-2021, before gradually increasing to 8 and 10 percent in 2022 and 2023, respectively. (2) K-Credit Card and Xpress

, the Company owned 3 commercial buildings providing net leasable area 122,173 sq.m. in total. In 9M19, commercial business generated revenue of THB 523m or 12% increase from the same period last year

, covering all area nationwide. The Company’s key strategy focuses on managing the kiosk location and adding new services to the system. For Q4/2019, the Company has added new services including AXA insurance

the previous year by Baht 78 Million or 11.1 percent, mainly from the increase in retail revenue in Metro Mall which has gradually improved the commercial area in the station of the Chaloem

area of personnel costs due to salary normally increased year by year and other administrative expenses. As such, the administrative expenses for the period of three months ended 30th June 2017 was 3.15