only 3 hot rolled coil factories in Thailand. This can help Thailand reduce imports of hot rolled coils from foreign countries that currently need to import hot rolled steel sheets approximately 54.85

are likely to continuously reduce while the Company has to bear for the costs, which would result in such business being at a loss. Therefore, the Company foresees that it is not worthwhile to continue

amount going to reduce by portion of next milestone’s payment follow by contract.   However, Service income received in advance and Advance received from construction contracts were reduced by Baht 205.18

recorded of medical fee on High Cost Care (Adj RW> 2) from 12,800 baht per RW to 12,000 baht per RW in order to be in accordance with the announcement by the Social Security Office to reduce the risk of

the Independent Financial Advisor’s Opinion is the definitive and official document and shall prevail in all aspects in the event of any inconsistency with this English Translation. Attachment no. 16

operations or significantly reduce employment. 3. More-severe-than-expected impact of the drought could affect farm income For banking sector in the first quarter of 2020, commercial bank loan expanded at a

(THIS REPORT DISCUSSES THE PRINCIPAL CHANGES IN THE UNREVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER

(THIS REPORT DISCUSSES THE PRINCIPAL CHANGES IN THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED

Installation The Company has installed solar rooftop at the factory and 4 Index Living Mall stores in 2018. The solar rooftop installation will help reduce electricity costs for the Company’s operation

is an opportunity for the company to reduce the expenses of the subsidiaries. And also the company receive cash back to use in working capital and can also be used to repayment the loan from the bank