, despite decrease in net fees and service income due to cancellation of fees on funds transfer via digital channels. B Other operating expenses rose Baht 686 million, or 4.29 percent over-quarter. However

KBank is exposed to interest rate, equity price and foreign exchange risks in banking book transactions, i.e.: 16  Interest Rate Risk in Banking Book Activities Interest rate risk refers to risk incurred

, and/or Mr. Thanuchai, singly, collectively, or wholly have not been approved by the Extraordinary General Meeting of Shareholders no. 2/2019, the Company will decrease the amount of the newly issued

Translation (Unofficial Translation) PAGE (Unofficial Translation) Page 32 of 32 Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. The SEC, Thailand cannot undertake any responsibility for its accuracy, nor be held liable for any loss or damages arising from or related to its use. ---------------------- Notification of the Office of the Securities and Exchange Commission No. OrKhor./Nor. 5/2549 Re: Guidelines Rel...

seek for information so as to calculate the appropriate price of debt instruments to be compared with the market price in order to make an investment decision. This is because the investors do not Page 7

household debt remained elevated, economic expansion had yet to benefit household income in a broad-based manner, and the low level of some agricultural price resulting in a gradual improvement. Private

household debt remained elevated, economic expansion had yet to benefit household income in a broad-based manner, and the low level of some agricultural price resulting in a gradual improvement. Private

profit before income tax of THB 12.02 million. This was due to an increase in revenue and a decrease in the management benefit expenses by THB 0.78 million. However, there was an increase in administrative

and 50.6 percent in Asia Pacific. This leads to a decrease in passenger load factor (PLF) by 12.4 percent compared to the same period last year. Worldwide average passenger load factor (PLF) for the

(UNOFFICIAL TRANSLATION) Codified up to No.9 As of 20 February 2017 Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. 14 Notification of the Capital Market Supervisory Board No. TorThor. 35/2556 Re: Standard Conduct of Business, Management Arrangement, Operating Systems, and Providing Services to Clients of Securities Companies and Derivatives Intermediaries _____________________________ By virtue of Section 16/6...