from interest rate reduction and a slowdown in loan in the banking system. Meanwhile, net fees and service income was stable, whereas fees from insurance, mutual fund and investment banking services

others 87.9 77.7 13.1% 269.7 201.8 33.6% Revenues from collection of purchased accounts receivables 524.9 369.3 42.1% 1,392.7 1061 31.3% Insurance income 71.3 35.1 103.1% 153.7 67.7 127.1% Interest income

% 1,061.0 820.8 29.2% Insurance income 35.1 - 67.7 - Interest income and related 0.2 1.0 -80.0% 0.9 3.7 -75.1%   Management Discussion and Analysis, Q3/2018 Page2/5 JMT Network Services PLC Q3/2018 Q3/2017

Ref. No. 156/2020 August 14, 2020 SUBJECT : Management Discussion and Analysis ending June 30, 2020 ATTN : The President Stock Exchange of Thailand Nam Seng Insurance Plc would like to clarify the

SN.LK.63.08.0001 August 7, 2020 Subject: Management Discussion and Analysis Quarter 2 ending June 30, 2020 Attention: The President The Stock Exchange of Thailand Indara Insurance Public Company

Subsidiary RTN Insurance Broker Company Limited RTN Insurance Broker Company Limited which is principally engaged in life and non-life insurance brokerages and start operation during in the first quarter of

2.12% and 477.48 million baht or 6.64% respectively. Operation Performance of Subsidiary RTN Insurance Broker Company Limited RTN Insurance Broker Company Limited which is principally engaged in life and

million baht or 6.64% respectively. Operation Performance of Subsidiary RTN Insurance Broker Company Limited RTN Insurance Broker Company Limited which is principally engaged in life and non-life insurance

’ equity decreased 396.23 million baht or 5.16% respectively. Operation Performance of Subsidiary RTN Insurance Broker Company Limited RTN Insurance Broker Company Limited which is principally engaged in

396.23 million baht or 5.16% respectively. Operation Performance of Subsidiary RTN Insurance Broker Company Limited RTN Insurance Broker Company Limited which is principally engaged in life and non-life