yield curve ตาม 2.2.2.1 หรือเส้น yield curve ของหุ้นกู้ / ตราสารหนี้อื่นที่ เทียบเคียงได้ ซึ่งมี coupon rate / credit rating / currency และ time to maturity เดียวกัน ที่มีการจัดทำขึ้นและ เป็นที่ยอมรับกัน
บาลไม่ค ้าประกนั รวมถึงตราสารหน้ีภาคเอกชน ใหใ้ชร้าคาท่ีค านวณโดยอิงเส้น yield curve ตาม 2.2.2.1 หรือเส้น yield curve ของหุน้กู ้/ ตราสารหน้ีอ่ืนท่ี เทียบเคียงได ้ ซ่ึงมี coupon rate / credit rating
million. Moreover, there was increase in other assets of Baht 12.92 million from the increase in accounts receivable – credit card and deposit for goods. However, inventories decreased by Baht 8.41 million
Discussion and Analysis for the Year 2018 Page 9 of 14 The Company and its subsidiaries still had available credit line of the revolving short- term borrowings with financial institutions including bank
order to achieve combined results in the three business objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For Credit Business which will focus
equivalent to 9.03% mainly due to increasing of advertising and promotion expenses – CLMV by Baht 1.11 million and the credit card fee by Baht 1.14 million. Administrative expenses For the year 2018, the
liabilities were Baht 875.97 million, decreased from 31 December 2017 of Baht 592.01 million. The reason was mainly because of the repayment of short- term loans from banks, especially in Packing Credit and
institutions to use as revolving credit for the group and paying to trade payables. • Other current liabilities increased by Baht 32.48 million due to VAT submission. The group’s equity decreased by Baht (82.87
subsidiaries still had available credit line of the revolving short- term borrowings with financial institutions including bank overdraft in amount of THB 242. 00 million, short- term loans, letters of credit