mature on August 28, 2020. The coupon rate is 4.5 percent per annum. The objectives of issuing the debentures are a) investment in the new projects, b) repayment of debts, and c) working capital. The

from credit card income grew by 18% y-y which corresponds to increasing in the volume of card spending and cash advance. Other income from bad debt recovery grew by 32% y-y. As at August 31, 2022, the

bad debt recovery for the first nine-months of 2022 were 1,202 million baht grew by 18% y-y and for the third quarter of 2022 was 406 million baht increased by 7% y-y but decreased by 1% q-q

, the Company recorded total debt to equity ratio of 17.8 times. The interest bearing debt to equity ratio was 13.1 times. As of June 30th, 2017, total debt to equity ratio was reduced greatly at 5.4

เงินกองทุนสภาพคล่องสุทธิ (Net Capital - “NC”) ซึ่งก าหนดให้ ผู้ประกอบธุรกิจต้องด ารงเงินกองทุนด้วยสินทรัพย์สภาพคล่อง หลังหักภาระหนี้สิน และความเสี่ยงที่เกิดจากการประกอบธุรกิจ (“haircut”) โดยก าหนดเป็น (1

shares at par value of 10 Baht, totaling 52,500,000 Baht, after the share acquisition from the Seller has been completed. The objectives of the capital increase shall be the working capital of NEXT

5,250,000 newly issued shares at par value of 10 Baht, totaling 52,500,000 Baht, after the share acquisition from the Seller has been completed. The objectives of the capital increase shall be the working

the financial risk perspective, despite the higher debt ratio stemming from increased loans and lower shareholder equity, the ratio was nonetheless at relatively low level. The interest coverage ratio

’ equity as mentioned above. For the financial risk perspective, despite the higher debt ratio comparing to previous year, the ratio was nonetheless at relatively low level. Interest coverage ratio (EBITDA

addition, the significant improvement of return on equity was from the decrease of shareholders’ equity as mentioned above. For the financial risk perspective, despite the higher debt ratio comparing to