capital, in combination with regular increases in reserves, the commercial banking system will continue to provide a cushion for NPL. Overall Picture of the Bank and its Subsidiaries Million Baht Item
income decreased by 35.5% and bad debt and doubtful accounts decreased by 39.5% due to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss
accounts decreased by 39.5% due to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves ratio is at 184.32%. Earnings per share for
decreased by 39.8% due to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves ratio is at 186.08%. Earnings per share for the fourth
decreased by 39.8% due to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves ratio is at 186.08%. Earnings per share for the fourth
express and did not express opinion on such financial statements indicating that the records of allowances for possible losses on collection of short-term loan to subsidiary and trade accounts receivables
loan loss reserves to NPL 176.3% 159.3% 160.2% 17.0% 16.1% Total capital adequacy ratio 17.22% 17.97% 18.17% (0.75)% (0.95)% ** Less deferred revenue V2 30/08/61 14:31 น. 3 In the second quarter of 2018
) 84,137 83,478 87,419 0.8% (3.8)% Ratio of NPL to total loans 3.6% 3.5% 3.9% 0.1% (0.3)% Ratio of loan loss reserves to NPL 180.1% 176.3% 160.2% 3.8% 19.9% Total capital adequacy ratio 17.86% 17.22% 18.17
accepted accounting principles. The company did not arrange the assessment of value and quantity of small-sized gas cylinders and record allowances for impairment in accordance with generally accepted
of small-sized gas cylinders and record allowances for impairment in accordance with generally accepted accounting principles. Moreover, the auditor was unable to find sufficient supporting evidence to