are shown as follows: - Operating and Administrative Expenses In the first half of 2019, the consolidated operating and administrative expense were 4,573 million baht, increasing by 7% y-y and

addition, all expenses related to leases previously classified as operating leases are presented under ‘Depreciation, and ‘Interest expense’. The adoption of the new standard had an accumulated impact on Jan

the first nine-months of 2022, the consolidated operating and administrative expense were 6,057 million baht, increased by 212 million baht or 4% y-y. The increase in operating and administrative

For the fiscal year of 2022, the consolidated operating and administrative expense and other expenses were 8,117 million baht, increasing by 285 million baht or 3.6% y-y. The increase in operating and

capital, in combination with regular increases in reserves, the commercial banking system will continue to provide a cushion for NPL. Overall Picture of the Bank and its Subsidiaries Million Baht Item

transfer fees for commercial banks will depend on the rate of service acceptance and the volume of PromptPay transactions. V2 24/08/60 09:22 น. 3 Overall Picture of the Bank and its Subsidiaries Million Baht

this reduces commercial fund transfer fees for commercial banks will depend on the rate of service acceptance and the volume of PromptPay transactions. V2 08/11/60 16:47 น. 3 Overall Picture of the Bank

be effective in 2020, the Thai commercial banking system will be more stable and able to support loan expansion in the next phase. Overall Picture of the Bank and its Subsidiaries Million Baht Item

phase. Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) 9 Months Change 3/2018 2/2018 3/2017 2/2018 3/2017 2018 2017 (%) Net profit * 9,030 9,194 8,161 (1.8)% 10.6

various forms, namely investment in additional equipment, indemnity expenses, delays in commercial operations, and forced cancellation of projects, not to mention indirect effects on the image of customers