invested amounts; that the investment is not subject to the Deposit Protection Agency’s protection; that investors should cautiously study the prospectus and investment risks before investing, and should

from Sales and Services Description Year 2020 Year 2019 Increase / (Decrease) Million Baht % of Total Revenue Million Baht % of Total Revenue Million Baht % Revenues from Sales 1,143.16 92.40 1,213.54

customer expectations, consumer protection and customer privacy. Beyond these strategies, we focus on predictive risk management with the aim of maintaining KBank’s stability as a leading financial

hereby clarifies the changes in the performance as follows: FINANCIAL PERFORMANCE FOR THE YEAR OF 2018 Consolidated Financial Statements 2017 2018 Increase/(Decrease) THB mm THB mm THB mm % Total Revenue/1

1,500 10.9 658 4.7 (72.7) (37.8) Net profit 618 5.0 1,680 12.3 868 6.2 (63.2) (28.8) EPS (Baht) 0.50 1.35 0.70 Sales revenues and service income of this quarter amounting to Baht 12,404 million, 9.6% drop

of the two companies together. For Q1/2020, there are important factors and significant events in various aspects, such as the depreciation of the Thai Baht against the US Dollar, the decrease in price

Profitability (2.1) Revenues from Sales and Services Year 2017 Year 2016 Increase / (Decrease) Description Million Baht % of Total Revenue Million Baht % of Total Revenue Million Baht % 2nd Quarter (April – June

13.58% from the same period of previous year. This was due to decrease in the delivery of pre-stressed concrete piles, post-tensioned and special cement which was Baht 101.24 million. However, the

decline of water inflow. Other Sales and Service income • Other sales and service income in Q2’2019 increased 24.3% y-on-y to Baht 184 million and in 6M’2019 decreased 26.6% y-on-y to Baht 292 million

employment contract to customer on project and UWC has more invested with affiliate company of 192.47 Million Baht, decline in depreciation charge of 134.09 Million Baht, subsidiary (UWC) decrease in