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disclose information and the vision of the management in order to assist investors to better understand the company's financial status and operation. It also supports the "Good Corporate Governance Project
progress and plan of the project; (b) if project is not on progress as expected, cause and solution as well as effect that REIT is affected or may be affected shall be specified; (3) specify details
plan, focusing on provision of knowledge and environmental, social and governance (ESG) compliance, at both the national and international level, including analysis, comparison and assessment of KBank
Governance Project" of the Securities and Exchange Commission (SEC). An English version of the MD&A has been prepared from the Thai version. In the event of a conflict or a difference in interpretation between
vision of the management in order to assist investors to better understand the company's financial status and operation. It also supports the "Good Corporate Governance Project" of the Securities and