during the past 5 months since the Phuket boat incident partly due to the exemption of visa on arrival fee which started from November 15, 2018 resulting in the number of Chinese tourist arrivals to total
resulting in lower manufacturing costs. Meanwhile, in the auto industry, the total number of car sales for 2019 showed a slowing down trend with sales for total year 2019 at 1,007,552 units, contraction of
2.8% for the quarter resulting in total loan portfolio increased of 4.1% for the first half of 2017. Loan growth continues to be from the following areas: housing loans increased by 93.2%, micro SMEs
Baht 0.5 in an initial public offering (IPO) and to the Company’s shareholders based on the shareholder proportion (pre-emptive right). This will affect the Company's ordinary shareholders resulting in a
expanded at a slower pace compared to the previous quarter, with merchandise exports contracting as global trade weakened, resulting in a decline in domestic industrial production. Meanwhile, tourism
increase of 16.6% yoy from the growth in deposit. Yield on loan for 2Q19 declined to 7.0% from 7.2% in 2Q18 while cost of funds for 2Q19 was at 2.4% comparing to 2.3% yoy resulting in loan spread for 2Q19 to