cost reduction during mall temporary closure which in line with a decrease in revenue. Administrative Expenses Total administrative expenses constituted expenses on personnel, marketing & promotion

from cost reduction during mall temporary closure which in line with a decrease in revenue. Administrative Expenses Total administrative expenses constituted expenses on personnel, marketing & promotion

expenses declined, from lower economic activities. Million Baht Item Quarter Change (%) H1 Change 2/2020 1/2020 2/2019 1/2020 2/2019 2020 2019 (%) Personnel expenses 7,519 6,836 6,676 10.0% 12.6% 14,356

2019 2018 (%) Personnel expenses 6,670 6,676 6,529 (0.1)% 2.2% 19,908 19,662 1.3% Directors’ remuneration 22 54 21 (59.3)% 4.8% 111 101 9.9% Premises and equipment expenses 2,441 3,147 2,254 (22.4)% 8.3

implemented when an incident occurs and adhere to that plan; (2) designate a unit or personnel as point of contact and report to executives or persons related to the derivatives clearing house for escalation

development; adding the competent personnel; establishment of a new subsidiary; building business partnerships and establishing joint ventures in the Philippines, Indonesia, and Thailand; and the latest, an

and increase by 10.3 percent respectively. The major expenses are mainly in area of personnel costs due to salary normally increased year by year and other administrative expenses. 1.6 Share of income

close management and monitor of performance of over 1,500 personnel in on-ground marketing teams and cash van sales force to promptly action on any changing circumstances in order to bond good relations

percent. The Company’s expenses increased by 8 million baht consists of warehouse rental and services 2 million Baht, in line with the sales increased, personnel expenses and staff expenses such as salary

%(y-o-y), mainly were the decreased in personnel expenses, the expenditure on computers and equipment and general administrative expenses. The Cost of services and Administrative expenses have increased