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management for every customer segment. Customers’ businesses were challenged by international protectionism that continued from the previous year, limited purchasing power at home, and a changing business

development Our 5G network continued to expand with >10k BTS and reached 42% of population, focusing on utilizing the largest bandwidth of 2600MHz to provide superior customer experience compared to our peers

decelerating rate due to slowdown in external sector and manufacturing production at home. Meanwhile, private consumption which continued to expand was derived mainly from increased expenditures on automobiles

November 12, 2017 Subject: Management Discussion and Analysis For the three-month period ended September 30, 2017 To: The President, The Stock Exchange of Thailand Home Pottery Public Company Limited

adequate information for customers’ risk assessment (Know Your Customer and Customer Due Diligence system (KYC/CDD)). DAB Act S.30 Settlement Committee Meeting No. 3/2025 Settlement Committee Order No. 4

procedures as specified in the notification of the Securities and Exchange Commission. In this regard, Merkle’s 11 bank accounts used to deposit customer cash were under the company's name without the

international protectionism, limited purchasing power at home, and a changing business landscape due to digital disruption. KBank thus put in place more stringent customer screening criteria, particularly for

property developer which received pre-finance assistance from KBank in conducting co-promotion activities to expand our home loan customer base in viable areas. Catering for senior citizens and their

changes over the past few years. Traditional media such as television, newspaper, magazine and radio has been in steady decline, while Out-of-Home (“OOH”) and online/digital media have become the go-to