. Fianancial Electronic Services Presently, Thailand will move to the Digital Transformation and the government policy in the Digital Economy operation plan. Therefore, the bank pays attention to the innovation
2016 due to the government has realized the importance and necessity in integrating the information technology to the economic and social sectors by placing certain policies as a stimulus; for instance
due to the stimulus policy from the government in relation to telecommunication industry giving a positive impact towards the Company in winning many new contracts and consequently resulting in a
unexpected event in Malaysia, where a government-linked sector that is one of our major clients in airport advertisement has cut back its spending due to the country’s sluggish economy, leading to
unemployment issues have well from the government measure, such as ameliorate cost of living. In particular, the adjustment to the minimum wage on April 1 ago. As a result, the 2nd quarter of 2018, the Group's
Efficiency Ratios Efficiency Ratios Return on assets4 (%) 10.3% -1.5% Liability to Equity (times) 0.6 1.1 Return on fixed assets5 (%) 50.3% -12.3% Debt to equity (times) 0.2 0.3 Asset turnover (times) 0.7 0.4
of dine-in area in some branches according to the government policy. • Revenue from Non-café in Q2/2021 was THB 8 million, increased by THB 4 million or 100% from Q2/2020 due to the sales of raw
of dessert café’s staff, space and equipment rental expenses, utility expenses, and other selling expenses such as marketing and promotional expenses, and depreciation of asset in each branch. Q1/2021
, as well as the outstanding credit card balances, despite an increase in credit card spending. Nonetheless, macroeconomic factors and government stimulus measures remain influential, particularly the