equal to the amount of the license fee already paid by the applicant for the said derivatives business license. 9 Chapter 3 Return of Existing Derivatives Business License Clause 18 An applicant for

46.67 Weighted Average Number of Ordinary Shares (Million Shares) * 947.96 947.96 - - Return on Equity (ROE) (%) 38.85% 20.78% 18.07% Return on Assets (ROA) (%) 26.92% 13.74% 13.18% Remark: * Calculated

) * 947.96 947.96 - - Return on Equity (ROE) (%) 27.12% 27.62% (0.50)% Return on Assets (ROA) (%) 18.48% 16.68% 1.80% Remark: * Calculated based on the number of issued and paid-up ordinary shares deducted by

of Ordinary Shares (Million Shares) * 947.96 947.96 - - Return on Equity (ROE) (%) 22.44% 21.16% 1.28% Return on Assets (ROA) (%) 14.68% 13.16% 1.52% Remark: * Calculated based on the number of issued

) (20.63) EPS (Baht per Share) * 0.18 0.22 (0.04) (18.18) Weighted Average Number of Ordinary Shares (Million Shares) * 947.96 947.96 - - Return on Equity (ROE) (%) 28.71% 26.37% 2.34% Return on Assets (ROA

44.54 115% Q4 2019 Q4 2018 FY 2019 FY 2018 Return on Equity (ROE) -7.02% 15.28% 1.33% 14.45% Return on Assets (ROA) -2.72% 7.38% 0.51% 6.98% Return on Fixed Assets (ROFA) 11.83% 26.84% 17.72% 29.17% Debt

2,293 Million and payment of interest and finance cost in the amount of Baht 1,630 Million. Significant Financial Ratios* Description Unit 2019 2018 Net Profit Margin ratio % 18.66 20.35 Return on Equity

% Average collection period7 (days) 62 70 Return on equity3 (%) 21.2% 15.7% Payable days (days) 68 103 Efficiency Ratios Leverage Ratios Return on assets4 (%) 19.5% 13.1% Liability to Equity (times) 0.5 0.6

that have been or will be sold ; (2) to enable the borrower or other persons to return the securities previously borrowed; (3) to enable the borrower or other persons to fulfill any obligation in

the borrower or other persons to return the securities previously borrowed; (3) to enable the borrower or other persons to fulfill any obligation in accordance with the category or characteristic as