materials The Company and its subsidiaries reported revenues from construction services and sales of construction materials of Baht 23,009.80 million, representing 92.79% of total revenues, a decrease of
packages at a competitive price in the market. In 2019, the Company had sold AIS SIMs in a total of 178,718. Jaymart Mobile had sales equal to 7,441 million Baht by selling 889,725 million devices in 2019
wide range of economic activities, weakening purchasing powers, lowering household income, increasing number of laid off labors, high debt burden, and lowest consumers’ confidence in more than 21 years
and allowance for troubled debt restructuring amounted to Baht 10,853 million with outstanding Baht 4,500 million in general reserve. The total loan loss reserve to total mandatory reserve ratio stood
(4,387) 47,562 (51,949) (109.2) Other expenses 431,394 406,899 24,495 6.0 Total other operating expenses 2,155,465 2,114,477 40,988 1.9 Impairment loss on loans and debt securities 488,548 455,582 32,966
foreclosed assets 77,783 37,404 40,379 108.0 Other expenses 435,310 372,154 63,156 17.0 Total other operating expenses 2,345,156 2,122,948 222,208 10.5 Impairment loss on loans and debt securities 30,022
0.75x 0.69x Net Interest-bearing Debt/Equity Ratio 0.65x 0.58x 1 Net profit margin is calculated by dividing the Net Profit attributable to Owners of the Parent by Total Revenue and Share of Profit and
profit 1,485,253 1,058,006 427,247 40.38 Gross profit margin (%) 32.67 34.52 (1.86) (5.38) Total revenue 4,713,138 3,264,365 1,448,772 44.38 Total Cost & Expense 4,385,762 3,012,725 1,373,037 45.57 Selling
% 38.0 129.4% Total revenues from sales and services 156.3 100.0% 165.1 100.0% 8.9 5.7% Cost of Rental 115.2 73.7% 8.7 5.3% -106.5 -92.5% Cost of Sales 19.8 12.7% 45.0 27.2% 25.1 126.7% Total cost of sales