August , Ref: SET-- Re: Management Discussion and Analysis for Quarter ’ Attn. to: President The Stock Exchange of Thailand Filter Vision Public Company Limited and its subsidiaries (Hereinafter

วันที่ 15 ตุลาคม 2545 1 NO. (SUTHA-SET) 015/2020/EN 14 August 2020 Subject: Management Discussion and Analysis of the Company and its subsidiary for period ended 30 June 2020 To: The President of the

Limited 662 Soi Onnuch 17, Suanluang, Bangkok 10250 THAILAND. Tel: 02-0195000 (1) higher membership fee income (2) higher interest income and (3) higher construction and set up income from opening new

0.15 Land or buildings used for the purpose of residential (owner is not a resident) 0.30 Land or buildings used for other purposes 1.20 Unused land or buildings 1.20 The rates set forth above represent

Difference Percentage associate Management benefit expenses (3.73) (4.51) (078) (82.71) Financial cost (0.31) (0.03) (0.28) (1033.33) Share of loss in associates - (15.06) - - Total expenses (16.97) (32.57

. “underlying share” means a newly issued share provided for the exercising of rights under a convertible bond. “exercising of conversion right” means the conversion of convertible bond into shares, whether by

) -45% 10% Profit attributable to owners of parent 1,168 (1,546) 214 -82% 114% Basic earnings per share (Baht) 0.85 (1.12) 0.16 Note: 1/ EBITDA from Refinery Business of the Company, BCP Trading Pte. Ltd

meet the following conditions: (1) stocks in the SET 50 of the Exchange; (2) stocks in the SET 100 of the Exchange whereby the share ranked from the 51st until the 100th shall have the average quarterly

date until the 25 th year from the commercial operation date. On January 3, 2020, the Company sold 196,000 ordinary shares of HKH or 49 percent of the total shares at THB 10 per share, which is at par

945.3 88.8 9.4 Net profits 828.8 806.7 22.1 2.7 Basic earnings per share (Baht) 0.039 0.038 0.001 2.6 The analysis of operating results of LH Financial Group Public Company Limited and its subsidiaries