infrastructure investment and a slowdown in private investment. Thai Banking Industry The commercial banking sector in Thailand continued to face some uncertainties in the business environment and ongoing changes
service channels providing more convenience to customers and this also saved the Company’s operation cost. For the Cardless transactions currently accounted for 25% of total personal loan sales. Total Sales
expanding more service channels providing more convenience to customers and this also saved the Company’s operation cost. For the Cardless transactions currently accounted for 31% of total personal loan sales
Directions of KASIKORNBANK and the Wholly-owned Subsidiaries of KASIKORNBANK in 2018 and Outlook for the Next Five Years 23 3.3 Customer Segments and Services 25 3.4 Service Channels 31 3.5 Awards and
by the global manufacturing sector and the ongoing adoption of the Internet of Things (IoT) led to a stronger demand for products in key industrial sectors, particularly in electronics and electrical
in trade policies of US and China and global economic, the conflict in the Middle Eastern that impacted global oil price as well as the Baht’s ongoing appreciation. As of November 30, 2019, the
expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 30% of total personal loan sales. 52% 30% 5% 13
: MB) (MB) % (MB) % Revenue from sales and service 1,417.3 2,017.5 2,179.9 (600.2) (29.7) (762.6) (35.0) Rental income from equipment for lease 58.1 34.3 34.0 23.8 69.4 24.1 70.9 Cost of sales and