internal processes and developing employees’ skills to accommodate the task of underwriting loans with trees pledged as collateral. This may take some time in order to ensure that the value of collateral is

% YoY, with admin expense up 35% YoY due to higher performance-related staff costs. Marketing expenses increased by 6.0% YoY while maintaining a focus on cost-effective strategies that generate returns

planning to expand the pop-up store team by increasing the number of employees in order to meet the target number of stores. The Company has collaborated with several brands to stimulate the sales of the

in total revenue at a higher proportion than the increase in total expenses. N E T P R O F I T a n d N E T P R O F I T M A RG I N : Executive S u m m a r y : Q 1/2023 Key F inanc ia l H igh l ights 1

in submitting inquiries and expressing beneficial opinions in a meeting, to the best of their abilities; senior management shall not serve as full-time employees at other organizations, and shall

the Thai Baht to be volatile and stronger against the US Dollar as well as the interest rates to be volatile and decline. Meanwhile, the Public Debt Management Office (PDMO)’s bond switching wherein

project helps to raise employers? awareness of PVD as a tool for promoting good financial health for their employees after retirement. Incorporating the I Code into the selection criteria is a  tangible

work system, personnel and risk management to act as an identity provider and source of data in the digital format for their business partners. Major guidelines on these practices under the National

practicable to employees of the securities company, including those entrusted by the company. Also, the procedures shall accommodate non face-to-face contact with the clients and the use of new or developing

within a financial conglomerate as accepted by the Office. The procedures mentioned in the first paragraph should contain all necessary details to be practicable to employees of the securities company