of hospital operations 257.36 226.88 13% Gross margin 125.57 86.97 44% % Gross margin 33% 28% 5% Administrative expenses 47.84 35.48 35% Earnings before interest, taxes and depreciation 105.66 75.92 39

promotion expenses decreased by Baht 17 million. While the the transfer fee and specific business taxes increased by Baht 25 million which is in line with the increase in the transfer of residential

mainly due to higher personnel expenses from the same period of last year. The profit from operations before finances cost and taxes (EBIT) in Q3/2018 was of Bt440.1 million, increasing by Bt42.3 million

increased by Baht 451 million due mainly to the annual salary adjustment. Portion of Operating Expenses Personnel expenses (Including directors’ remuneration) Premises and equipment expenses Taxes and duties

12,538 (0.4)% Directors’ remuneration 46 33 43 39.4% 7.0% 80 63 27.0% Premises and equipment expenses 2,916 2,191 2,821 33.1% 3.4% 5,107 5,006 2.0% Taxes and duties 863 864 837 (0.1)% 3.1% 1,727 1,717 0.6

)% 10.0% 102 82 24.4% Premises and equipment expenses 2,409 2,916 2,368 (17.4)% 1.7% 7,516 7,374 1.9% Taxes and duties 790 863 832 (8.5)% (5.0)% 2,517 2,549 (1.3)% Other expenses 2,271 2,748 2,323 (17.4

Directors’ remuneration 67,367 31,982 35,385 110.6 Premises and equipment expenses 988,137 968,748 19,389 2.0 Taxes and duties 332,325 334,831 (2,506) (0.7) Loss from revaluation of foreclosed assets 276,330

4.2 Directors’ remuneration 67,367 31,982 35,385 110.6 Premises and equipment expenses 988,137 968,748 19,389 2.0 Taxes and duties 332,325 334,831 (2,506) (0.7) Loss from revaluation of foreclosed

Q1'19 Q2'18 Portion of Operating Expenses Personnel expenses (Including directors’ remuneration) Premises and equipment expenses Taxes and duties Other expenses V3 22/08/62 8 Impairment Loss of Loans and

6,273 (3.1)% 3.0% 13,133 12,492 5.1% Directors’ remuneration 46 35 46 31.4% - 81 80 1.3% Premises and equipment expenses 2,960 2,223 2,916 33.2% 1.5% 5,183 5,107 1.5% Taxes and duties 833 862 863 (3.4