decile total shareholder returns (TSR) position vs. peers and a strong cash flow through the cycle. As presented at our Capital Markets days in Feb 2020, On the journey to achieve above objectives, IVL is

the cost to serve. We have embarked on a multi-year journey of IT transformation to enhance our time-to-market and simplify internal operational processes, as well as implemented autonomous network to

profitability amid the challenging cost environment. AIS will continue the journey to enhance the autonomous network and improve IT processes & systems to unlock higher efficiency and productivity of our

ทีป่รกึษาการลงทุน (Advisory Fee) 413.37 0.153 ไม่เกนิรอ้ยละ 0.50 ค่าจดัตัง้และจดทะเบยีนกองทุน (Setup and Registered Fund) 20.99 0.008 ตามทีจ่่ายจรงิ ค่าใช้จ่ายอืน่ๆ ในการด าเนนิโครงการ (Others Operating

also embarked on a journey to make the organization ready for the future. Initiatives in this regard include the recent strengthening of the management team with the recruitment of the Chief Strategy

continued growth aspirations, IVL has also embarked on a journey to make the organization ready for the future. Initiatives in this regard include the recent strengthening of the management team with the

of QR payment for a BTS Skytrain single-journey ticket, and privileges offered for QR payment at participating UNIQLO outlets.  High Net Worth Individual Determined to perform at the standard of an

&A 4 Strategic Investments IVL continued in its earnings accreting growth journey through several acquisitions and organic imperatives with an overall capital investment of $2.26 billion in 2018 which

privileges via services at branches and other channels, including special activities. Of note were “The Symbol of Your Journey”, an exclusive trip to pay homage to the Triple Gem of Buddhism at monasteries

ให้กบัลกูค้า อาทิ กิจกรรม น าชมสถาปัตยกรรมและประวตัิศาสตร์ไทย “The Symbol of Your Journey: Memorable of The Hidden Place” 11 และกิจกรรมมินิคอนเสิร์ตในวนัแห่งความรัก “The Symbol of Your Pleasure: BLACK