experience. To this end, we have emphasized collaboration and synergy with other companies within KASIKORNBANK FINANCIAL CONGLOMERATE, startup firms and strategic partners. In the third quarter of 2018, KBank

last year ending 31 December 2016 We have committed ourselves to strategies that emphasized on building up strong fundamentals in order to drive our businesses towards a sustainable growth organization

small and micro businesses as well as retail customers, while the Bank also sought to acquire customers with stronger financial status and sound debt servicing ability. KBank has also 12 emphasized

from the resolution. However, since in the past, the Company process properly according to the notification of the connected transaction. Therefore, the Audit Committee emphasized that the Company should

connected transaction. Therefore, the Audit Committee emphasized that the Company should realize the practice in accordance with the relevant rules and regulations of the SEC and the SET. In order to prevent

, we emphasized nationwide service expansion. Along with this, PR campaigns were conducted to promote QR spending via K PLUS with cash back offered per the established conditions. Of note were the launch

relevant tools and equipment. This is also for Enclosure 2  3   accommodation of the strategic plans for adaptation from the emphasized television media to having both television media and new media covering

well as promote capability for business.  Portfolio Management KBank emphasized active portfolio management based on prevailing circumstances, particularly economic factors that could affect our

emphasized more on fuel diversification. It is anticipated that the bidding of gas-fired Independent Power Producer (IPP) will take place to replace upcoming retired capacities in the Western region. On

and our customers both directly and indirectly. KBank has emphasized synergy with K Companies, strategic partners and startup firms for enhancement of our business capabilities to achieve sustainable