are ESCENT TOWN PHITSANULOK, a townhome project and NINYA KALLAPAPRUEK, a twin-home project. Both are accumulated ample interest from potential customers even though demand in the residential market is
a strong capital base and ample liquidity position. At the end of March 2020, the loan to deposit ratio was 84.2 percent. The total capital adequacy ratio, Common Equity Tier 1 capital adequacy ratio
come due, and/or an inability to convert assets into cash. Liquidity in the banking system during 2019 was ample due to slower growth of net loan; in fact, deposits saw stronger growth than loans